Topaz Pendant. A 15.74 cwt. 20.2x11.2x7mm Independent Master Valuer Appraised for $2,250 Before Setting. See Video.

Natural Earth Mined . Any questions, PLEASE ASK. Stone appraised by independent master valuer BEFORE the stone was placed in a clear topaz-accented sterling setting, custom made for the stone. Please read the IMPORTANT TERMS AND INFORMATION page at least once as it applies to all listings. Video available on request . ANY questions, please ask.. This gem deserves a gold setting. Get one at wholesale

Appraised for $2,250 retail replacement by one of Canada's top appraisers, before setting. Retail replacement is for bricks and mortar jewelers with high overheads..... my prices are always much lower, and are determined by what I had to pay. Now retired, I am doing this to raise funds for charities I believe in.

This is a genuine Topaz. Appraisal by a master valuer ( at time of this listing I am using Steven Knight GG, R.M.V., CJA-CAP) for a retail replacement value of $2,250Canadian BEFORE setting. A copy of the appraisal unsigned and unsealed included. If you want a signed ,sealed copy for insurance purposes, made out in your name, I can arrange for an additional $20. Master valuers are considered THE experts on coloured gems, and their appraisals are accepted by insurance companies as genuine retail replacement value.

Better gems and jewelry items are kept in bank vault for security purposes and retrieving an item can cause a slight shipping delay.

Topaz is generally stable to light, but prolonged exposure to heat or sunlight might cause fading in yellow-to-brown, reddish brown, or dark brown topaz. Also, please note: a slightly darker background shows off the stone best when photographing, but does tend to make the stone look darker than it is. Once set, the darkened background also will do this. Any questions, please ask.

"** IMPORTANT NOTES RE OUR GEMS AND SETTINGS":

1) Unlike other jewelers, I sell quality colored gems in silver rather than inferior quality colored gems in gold and diamond settings. I place even my more expensive gems in silver and use clear topaz wherever possible for melee accent stones . I have had a life long love affair with colored gems, and personally find diamonds grossly overpriced. They are NOT nearly as rare as people think. For many years supply and price were totally controlled by DeBeers. This has lessened to some degree, but prices are still artificially high. Both gold and silver are suitable for jewelry, with gold being slightly more durable, but many many times more expensive. Also, most people cannot tell rhodium coated silver from white gold. White gold gets its color from that same rhodium coating. I believe at my pricing you can always change to gold if you wish and still be far ahead financially.
2) All our gemstones are true gems, earth mined, not man made. EXPECT FLAWS! We provide unaltered pictures of the gem for you are very high magnification. Minor inclusions in any gem are not, as some think, a bad thing. They help a gemologist determine the authenticity of a gem. Man made gems are perfect.... but they are not real earth mined gems, and can be made in the millions, and do not increase in value. The difference between an original oil and a print. Supply and demand rules
3) Our settings are silver, and in most cases have a coating of Rhodium to prevent tarnishing, and give the appearance of white gold. Rhodium is actually more expensive than gold . In most cases, the smaller accent stones are clear topaz. Many of our stones deserve gold settings and diamond melee, but this would make them many times more expensive. You can always do this yourself if you wish.... you are paying much less than the retail replacement value of the gem without the setting.
4) Stones were in most cases set by volunteers helping us raise money for animal charities. EXPECT FLAWS! Often they leave prongs a little too long, do not get the stone exactly level, etc. etc. BUT. We are not charging you for the settings! Most people enjoy them "as is" and the flaws do not bother them, but if they bother you, have them exchanged for professionally mounted settings in gold and diamond. At least this way you can see how they will look. Most people appreciate this. Sorry if you do not. ANY QUESTIONS, PLEASE ASK!
5) Rhodium coated rings are expensive to resize.
6)Even smaller pictures, while more accurately showing how the gem looks to the naked eye, still show the gem MUCH larger than it is of course.... if you are not sure how big this is , make certain you check on a measure marked in millimeters... the standard for measuring gems.)

NOTE: Supply and demand rules in true gem buying as in every other human investment.
Each earth mined gem is a unique work of art, unlike the lab produced stones that can be produced in unlimited quantities.

Some people will never understand why people buy an original work of art when they can buy a poster for next to nothing.
Earth mined gems are for those that do. Invest in quality.

Topaz is the gem stone for November. It has been used as a gemstone for thousands of years. It is considered the symbol of friendship. Topaz in its natural state is a golden brown to yellow. Naturally occurring blue topaz is quite rare. , and almost all blue topaz on the market has been treated to produce that colour, as is some brown. An old English superstition says that topaz cures lunacy. (Never worked for me! :-) Topaz is the hardest of any silicate mineral, at 8 on the moh's scale.