Tourmaline Pendant. A 7.31 cwt. Independent Master Valuer Appraised for $1,190 Before Setting.

Earth mined tourmaline, approx. 7.31cwt. Natural Earth Mined . Why Settle for Imitations? 13.5x11.2x6.2mm. Please read the IMPORTANT TERMS AND INFORMATION page at least once as it applies to all listings. ANY questions, please ask.

THIS IS A GENUINE EARTH MINED TOURMALINE. Appraisal by a master valuer ( at time of this listing I am using Steven Knight GG, R.M.V., CJA-CAP) for a retail replacement value of $ 1,190 Canadian BEFORE setting. Feel free to download a copy of the appraisal unsigned and unsealed. I If you want a signed ,sealed copy for insurance purposes, made out in your name, Mr. Knight keeps a record of all appraisals he does, and if you provide appraisal number, he can send you one for $20. Master valuers are considered THE experts on coloured gems, and their appraisals are accepted by insurance companies as genuine retail replacement value.

The RETAIL REPLACEMENT figure is designed for bricks and mortar jewelers with high overheads. I used to supply jewelers, and bought gems in volume so I could sell to them at prices that allowed them to make a profit and still make a profit for myself. My selling prices here are affected by what I had to pay.

1) Unlike other jewelers, I sell quality colored gems in silver rather than inferior quality colored gems in gold and diamond settings. I place even my more expensive gems in silver and use clear topaz wherever possible for melee accent stones . I have had a life long love affair with colored gems, and personally find diamonds grossly overpriced. They are NOT nearly as rare as people think. For many years supply and price were totally controlled by DeBeers. This has lessened to some degree, but prices are still artificially high. Both gold and silver are suitable for jewelry, with gold being slightly more durable, but many many times more expensive. Also, most people cannot tell rhodium coated silver from white gold. White gold gets its color from that same rhodium coating. I believe at my pricing you can always change to gold if you wish and still be far ahead financially.
2) All our gemstones are true gems, earth mined, not man made. EXPECT FLAWS! We provide unaltered pictures of the gem for you at very high magnification. Minor inclusions in any gem are not, as some think, a bad thing. They help a gemologist determine the authenticity of a gem. Man made gems are perfect.... but not they are not real earth mined gems, and can be made in the millions, and do not increase in value. Supply and demand rules. Don't be fooled.
3) Our settings are silver, and in most cases have a coating of Rhodium to prevent tarnishing, and give the appearance of white gold. Rhodium is actually more expensive than gold . In most cases, the smaller accent stones are clear topaz. For many of our stones some people may prefer gold settings and diamond melee, but this would make them many times more expensive. You can always do this yourself if you wish.... you are paying much less than the retail replacement value of the gem without the setting.
4) Stones were in most cases set by volunteers helping us raise money for animal charities. EXPECT FLAWS! Often they leave prongs a little too long, do not get the stone exactly level, etc. etc. BUT. We are not charging you for the settings! Most people enjoy them "as is" and the flaws do not bother them, but if they bother you, have them exchanged for professionally mounted settings in gold and diamond. At least this way you can see how they will look. Most people appreciate this. Sorry if you do not. ANY QUESTIONS, PLEASE ASK!

Better gems and jewelry items are kept in secure location in a city about 1 hour from my home, for security purposes Retrieving an item can cause a slight shipping delay.

Tourmaline is the gem stone for October. Tourmaline comes in many colors, with traces of aluminium, iron, magnesium, sodium, lithium, or potassium providing various shades. It is said to release stress and increase mental alertness.